L.O.V.E: Lasting Opportunities, Victorious Enhancements

It's weird to think of our family as a commodity, a wise investment but spiritually that is exactly what they are. Love is made up of creating Lasting Opportunities, ones that can be Victorious Enhancements for our families future in the event something happens to us.

"It's a _____!" We can bet on a boy or girl but some families choose to keep the sex a secret.

BOUNTIFUL BLESSINGS IN SPECIAL ADDITIONS

The Johnson's aren't sure if they want to know the sex of their third child, leaving extended family members clueless to the color of a gift.

They know either way the child will be a blessed addition, and so is planning for his or her future early on.

UNTO YOU A CHILD IS BORN: CROWN THEM BY PAVING THEIR WAY IN THE FUTURE

Most families mark the memories of their child's first step yet do not crown them with the wisdom of attaining and maintaining wealth in this world.

Minorities scramble in many situations just to make ends meet, so even the conversation of savings sends them into a tail spin of excuses.

Tina Owens Knox, a life insurance agent and wealth consultant says it is hard to train someone how to grow money that has more going out than coming in.

"But it is possible if we cut back even on seemingly small things."

"And it's universal that we all want the best for our children," Knox who is African American and Puerto Rican said. "So it's so important to train them on the principals of gaining and growing assets.

RIMS, NAME BRANDS, EXPENSIVE THINGS IN THE END WON'T MEAN A THING:

Learning to invest in trending items oppose to being a primary consumer puts money in the purse while teaching purpose.

In some sectors of our community the lack of knowledge on key financial principles threatens their very livelihood. — Morrison is known for her raw wisdom and that has allowed her to attain wealth. Her words and storytelling style is read all over the world.

Morrison's blunt statement is needed, Knox believes we need seeding in impoverished communities and training on wealth attainment.

"Our youth have become distracted by things that depreciate after purchase," Knox said.

"Look at the tennis and red bottom shoe brand"..."They want to appear important but most don't have the money to bury themselves or take care of their families in the future."

Instead the mountainous weights of credit card debt cripple future aspirations.

She says being successful begins with self reflection and not deeming anything of more value than growing oneself.

"In some sectors of our community the lack of knowledge on key financial principles threatens their very livelihood," and we could potentially lose generations to financial slavery."

Knox says unlike in the past, that form of entrapment is brought on by a lack of knowledge and overwhelming debt.

THE ABC'S OF GROWING WEALTH: THE PAST IS A PERFECT PLATFORM TO PROPEL FROM IN THE FUTURE

The phone rings in the middle of night, no one calls at this hour.

You wipe the sleep from your eyes, focus and turn on the light.

As soon as you see the caller id you know, this can not be good news.

In this day and time, the range of things that could happen are as unbelievable as the good people that the bad things happen to.

And regardless of your physical, mental or financial state you'll jump to action for the loved one.

For some those times can lead them to the poor house but planning is better than learning the hard way.

That means you need someone familiar with options that can protect your family, your wallet and your future.

Knox has been a trusted life insurance agent in the Charlotte area for years and she knows that educating oneself helps with making tailored decisions that reflect your hopes.